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OBSOLETE POLICY CHIP MANUAL |
Effective: July 1, 2012
Medical Benefits Co-Pay Summary
Molina: 1-888-483-0760 * wwww.health.utah.gov/chip * SelectHealth: 1-800-515-2220
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Benefits (per plan year) |
Co-pay Plan A* (0 - 100% or below FPL) |
Co-pay Plan B* (101 - 150% FPL) |
Co-pay Plan C* (151 -200% FPL) |
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Provider Network |
Enrollees choose between Molina Health Care and SelectHealth then choose from their network of providers. |
Enrollees choose between Molina Health Care and SelectHealth then choose from their network of providers. |
Enrollees choose between Molina Health Care and SelectHealth then choose from their network of providers. |
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Out-of-pocket maximum |
5% of family’s annual gross income, including dental expenses** |
5% of family’s annual gross income, including dental expenses** |
5% of family’s annual gross income, including dental expenses** |
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Premium |
$0 |
$30/family/quarter |
$75/family/quarter |
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Pre-existing Condition |
No waiting period. |
No waiting period. |
No waiting period. |
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MEDICAL BENEFITS |
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Deductible |
None |
$40/family |
$500/child; $1500/family |
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Well-Child Exams |
$0 |
$0 |
$0 |
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Immunizations |
$0 |
$0 |
$0 |
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Doctor Visits |
$3 |
$5 |
$20 |
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Specialist Visits |
$3 |
$5 |
$40 |
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Emergency Room |
$3 |
$5, $10 Non-emergency |
$250 |
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Ambulance |
5% of approved amount |
5% of approved amount after deductible |
20% of approved amount after deductible |
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Urgent Care Center |
$3 |
$5 |
$40 |
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Ambulatory Surgical & Outpatient Hospital |
$3 |
5% of approved amount after deductible |
20% of approved amount after deductible |
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Inpatient Hospital Services |
$50 |
$150 after deductible |
20% of approved amount after deductible |
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Lab & X-ray |
$0 for minor diagnostic tests and x-rays; $3 for major diagnostic test and x-rays |
$0 for minor diagnostic tests and x-rays; 5% of approved amount after deductible for major diagnostic test and x-rays |
$0 for minor diagnostic tests and x-rays; 20% of approved amount after deductible for major diagnostic test and x-rays |
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Surgeon |
$0 |
5% of approved amount |
20% of approved amount |
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Anesthesiologist |
$0 |
5% of approved amount |
20% of approved amount |
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Prescriptions |
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Preferred Generic Drugs |
$1 |
$5 |
$15 |
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Preferred Brand Name Drugs |
$1 |
5% of approved amount |
25% of approved amount |
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Non-Preferred Drugs |
5% of approved amount |
5% of approved amount |
50% of approved amount |
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Mental Health |
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Inpatient Hospital |
$50 |
$150 after deductible |
20% of approved amount after deductible |
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Outpatient Visit |
$3 |
$5 |
$35 |
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Residential Treatment |
5% of approved amount (25 day limit per year) |
5% of approved amount (25 day limit per year) |
50% of approved amount after deductible (25 day limit per year) |
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Physical Therapy |
$3 (20 visit limit per year) |
$5 (20 visit limit per year) |
$35 after deductible (20 visit limit per year) |
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Chiropractic Visits |
Not a covered benefit |
Not a covered benefit |
Not a covered benefit |
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Home Health & Hospice Care |
$3 |
5% of approved amount after deductible |
20% of approved amount after deductible |
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Medical Equipment & Medical Supplies |
$3 |
5% of approved amount after deductible |
20% of approved amount after deductible |
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Diabetes Education |
$0 |
$0 |
$0 |
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Vision Screening |
$3 (1 visit limit per year) |
$5 (1 visit limit per year) |
$35 (1 visit limit per year) |
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Hearing Screening |
$3 (1 visit limit per year) |
$5 (1 visit limit per year) |
$35 (1 visit limit per year) |
* Co-pay plans are based on your income. American Indian/Alaska Natives will not be charged co-payments, premiums, or deductibles.
**CHIP will send you an approval letter, telling you the out-of-pocket maximum amount for your family.
Dental Benefits Co-Pay Summary
Premier Access: 1-877-854-4242 * www.health.utah.gov/chip * DentaQuest: 1-800-483-0031
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Benefits (per plan year) |
Co-pay Plan A* (0 - 100% or below FPL) |
Co-pay Plan B* (101 - 150% FPL) |
Co-pay Plan C* (151 -200% FPL) |
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Provider Network |
Dental benefits are administered by Premier Access and DentaQuest. Enrollees must choose from their selected dental plan's network of providers. |
Dental benefits are administered by Premier Access and DentaQuest. Enrollees must choose from their selected dental plan's network of providers. |
Dental benefits are administered by Premier Access and DentaQuest. Enrollees must choose from their selected dental plan's network of providers. |
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DENTAL BENEFITS |
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Deductible |
$0 |
$0 |
$50/child; $150/family |
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Maximum Benefit |
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Preventive, Basic & Major services per child, per year |
$1,000 per plan year |
$1,000 per plan year |
$1,000 per plan year |
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Preventive Services |
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Routine Exams |
$0 |
$0 |
$0 |
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Cleanings (2 per year) |
$0 |
$0 |
$0 |
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Topical Fluoride |
$0 |
$0 |
$0 |
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X-rays |
$0 |
$0 |
$0 |
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Basic Services |
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Fillings Extractions Oral Surgery Endodontics Periodontics |
$0 |
5% of approved amount |
20% of approved amount after deductible |
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Major Services |
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Crowns Bridges Dentures |
5% of approved amount |
5% of approved amount |
50% of approved amount after deductible |
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Orthodontics |
5% of approved amount ($1,000 lifetime maximum**) |
5% of approved amount ($1,000 lifetime maximum**) |
50% of approved amount ($1,000 lifetime maximum**) |
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Specialists |
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Endodontist Oral Surgeons Periodontists Pediatric Specialists Prosthodontists |
5% of approved amount |
5% of approved amount |
Talk to your dental plan for an estimate of additional charges. |
*Co-pay plans are based on your income. American Indian/Alaska Natives will not be charged co-payments, premiums, or deductibles.
**Orthodontic services are not included in the maximum benefit.